Biller's login - Hosted Payments Page
Real-Time Payments Gateway


Faster ACH

TodayPayments.com delivers the most advanced Faster ACH and real-time A2A payment infrastructure in the market. Through partnerships with SecureQBPlugin.com and Same-DayACH.com, we enable businesses to send and receive Request for Payments (RfP) using ISO 20022 messaging, QuickBooks® integration, alias-based delivery, and instant settlement through FedNow® and RTP®. Whether you're processing ACH Same-Day or real-time FedNow® transactions, our platform simplifies invoicing, speeds up reconciliation, and gives both Payees and Payers the power to transact instantly—with zero compromise on security or compliance.

 

What Is Faster ACH? Modernizing Payee & Payer Workflows

Text Mobile Request for Real-Time Payment

Speed and accuracy are critical in modern business payments. Traditional ACH systems are reliable—but slow. With Faster ACH, powered by Same-DayACH.com, SecureQBPlugin.com, and real-time rails like FedNow® and RTP®, businesses can now send and receive funds instantly or same-day. From small businesses to enterprise operations, companies are embracing Request for Payments (RfP) automation for both Payees and Payers, achieving real-time settlement and eliminating costly delays. Through TodayPayments.com, these systems are fully connected, fully automated, and ready for the future of payments.

Faster ACH refers to optimized methods of sending and receiving payments over the ACH network—or bypassing it entirely using A2A real-time payment options. Using tools from SecureQBPlugin.com and Same-DayACH.com, businesses can:

  • Generate and send Request for Payments (RfP) as a Payee
  • Instantly authorize and settle transactions as a Payer
  • Use ACH Same-Day, FedNow®, or RTP® for faster settlement
  • Automate invoicing and reconciliation through QuickBooks® and secure dashboards

Whether it's ACH, same-day debit, or real-time A2A credit, businesses now have control over how fast their money moves.

 

Beyond NACHA: Real-Time Payments with FedNow® and RTP®

While Faster ACH, with Same-Day ACH, improves traditional NACHA timelines, FedNow® and RTP® introduce true real-time settlement. With A2A (Account-to-Account) transfers, businesses benefit from:

  • Instant confirmation of credit or debit across participating banks
  • 24/7/365 availability without cutoff windows
  • Secure alias-based payments (phone/email instead of routing numbers)
  • Interoperable messaging via ISO 20022, enhancing automation and traceability

With TodayPayments.com, you can choose your rail—traditional ACH, Same-Day ACH, or real-time A2A—and manage all workflows under one unified dashboard.

Send & Receive RfPs with Secure QuickBooks® Integration

With SecureQBPlugin.com, QuickBooks® users can tap into the Faster ACH ecosystem by:

  • Sending Request for Payments from QBO invoices
  • Receiving funds via FedNow®, RTP®, or Same-Day ACH
  • Automating batch uploads and reconciliation
  • Using free templates from TodayPayments.com for AR aging and bank matching
  • Exporting or syncing RfP files in ISO 20022, Excel, or JSON formats

It’s fast. It’s secure. And it requires no change in your existing accounting setup.

ACH doesn’t have to be slow. With Faster ACH, you can send and receive payments same-day or instantly—using real-time RfP technology through TodayPayments.com, SecureQBPlugin.com, and Same-DayACH.com. Whether you're billing clients or paying vendors, we've got the rails to move your money—faster than ever.

👉 Want speed, security, and simplicity?
🚀 Visit https://www.TodayPayments.com to activate Faster ACH, and explore real-time payment options that work the way your business does.

Creation Request for Payment Bank File

Enhance Your FasterACH using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.

Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.

Request for Payment

... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.

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